Lynqly Payments, powered by Stripe

Your app takes card payments. The money goes straight to you.

Connect your own Stripe account from your app’s settings. Customers pay you directly, into your account. We take 1% or less of each sale, and nothing when you sell nothing.

Free to plan · pay per build

The whole deal, in three lines

Your Stripe account.
Your money.
Lynqly never holds it.

Payments go straight from your customer to your Stripe account. We take 1% or less of each one. That is the only part we touch.

How it works

Three steps. Then you’re getting paid.

01

Connect Stripe

In your app’s settings, on a computer. Stripe’s own setup asks for your business and bank details, and you get a full Stripe account with its own dashboard. Nothing to paste.

02

Charge for what you sell

Purchases, bookings, deposits and memberships, at fixed prices you set in the app, so nobody can change them in their browser. Checkout runs on Stripe’s own secure page. Subscriptions use a plan you create once in Stripe.

03

Get paid directly

The payment lands in your Stripe account; Stripe pays out to your bank on its usual schedule. Refund a sale and our part of it comes back too, automatically.

What we take

1% of a sale, at most. Less on bigger plans.

Stripe’s own card fee is separate and set by Stripe, the same as anywhere else. Ours is the only other part, and it’s printed on every plan.

Free$0/mo
Our cut per sale1%
On a $100 sale: $1.00
Live$8/mo
Our cut per sale0.75%
On a $100 sale: 75¢
Pro$29/mo
Our cut per sale0.5%
On a $100 sale: 50¢
Scale$99/mo
Our cut per sale0.25%
On a $100 sale: 25¢
When to move upA bigger plan pays for itself above:
Live$3,200 a month
Pro$8,400 a month
Scale$28,000 a month
Sell nothing, pay nothingRefund a sale and our part comes back tooRate changes come with 30 days’ notice, never backdatedTake payments other ways too; we never block it
Safe by design

The money mistakes your app can’t make.

These are built into the engine every Lynqly app runs on, not something you have to remember to add.

Prices

Set in the app, not the page

The amount is fixed when your app is built. Nobody can change what they’re charged by editing the page in their browser.

Last item

Never sold twice

When two people go for the last seat or the last item, one gets it and the other sees a clear message. The check happens inside the database write.

Failed orders

No order, no charge

If saving the order fails, checkout doesn’t open and nobody is charged.

Drafts

Test payments only

Checkouts in a draft or preview run on Stripe’s test mode. A real card is never charged until your app is live.

Retries

One charge per checkout

A checkout that’s retried after a dropped connection can’t create a second charge.

Your terms

On record from day one

The rate and terms you agreed to are recorded the moment you connect, so there’s never a question about what you signed up for.

Phone apps + the stores

Sell on the web and in the stores. One membership.

Your phone app can sell through Apple and Google as well as Stripe. Wherever a customer pays, it lands as the same membership, so premium on the web is premium in the app.

StripeOn the web and in your app, on your own Stripe account.1% or less to Lynqly
Apple In-App PurchaseInside your iPhone app, under your Apple developer account.Apple’s fee · nothing to Lynqly
Google Play BillingInside your Android app, under your Google developer account.Google’s fee · nothing to Lynqly
One membershipPremium everywhere they sign inSubscriptions, one-time unlocks and credits, checked with the store using your own keys.
Who takes what

Apple and Google charge their own fee to your developer accounts. Lynqly takes nothing on store sales.

Paywalls, designed for you

AI designs your paywall in your brand, three ways, with prices bound to your real products.

Part of the Mobile App add-on

$19 a month per app, with the money desk that creates your products in both stores. Phone apps →

Marketplaces

Let other people sell in your app. They get paid directly.

Artisans, tutors, vendors, hosts. Each seller has their own Stripe account, set up from inside your app, and a buyer’s money goes straight to them. You set a commission on their sales, and it’s collected for you.

01Sellers join inside your app

A “Become a seller” button runs them through Stripe’s own setup. They read your seller terms first, on screen, and save a card for your commission.

02Buyers pay sellers directly

A $100 lamp is $100 into the seller’s Stripe account, less Stripe’s fee and our small percentage. The seller ships it and handles refunds, like any shop.

03Your commission, collected for you

Weekly or monthly, each seller gets an itemized statement by email, and three days later your commission is charged to their saved card. Our small percentage applies to that charge too. If a card is declined, you see it in your Admin.

How it startsAsk the builder for sellers and your app becomes a marketplace. Accept the seller terms once in your editor and sign-ups open.
Seller verification

A seller law most marketplace owners have never heard of. Here’s what it asks.

In the United States, once a seller on your marketplace passes 200 sales and $5,000 in a year, the INFORM Consumers Act says you, the marketplace owner, must check who they are and re-check every year. Above $20,000 a year, buyers must also be able to see who they’re buying from.

Your app does the checks with you. It watches each seller’s sales from your own payment records, asks them to verify before the legal clock starts, checks identity through Stripe Identity, and pauses anyone who doesn’t confirm in time. You see every seller in one queue in your Admin. The duty stays yours; the tools do the work.

IncludedTrack each seller’s yearly sales from your own payment records
IncludedIdentity checks through Stripe Identity
IncludedYearly re-checks, with a pause if a seller doesn’t confirm
IncludedSeller details shown to buyers above $20,000
IncludedOne review queue in your Admin
IncludedAn exportable record of every check
Questions

Good questions. Before you get paid.

Do I need my own Stripe account?Yes
Yes, and that’s the point. You set it up through Stripe’s own setup from your app’s settings. It’s a full Stripe account with its own dashboard, in your name.
Does Lynqly ever hold my money?No
No. Payments go straight from your customer to your Stripe account. We take our small percentage of each one, and that’s the only part we touch.
What does it cost?1% or less
Stripe’s own card fee, set by Stripe, plus our part: 1% on Free, 0.75% on Live, 0.5% on Pro, 0.25% on Scale. Sell nothing, pay nothing.
When does the money reach my bank?Stripe’s schedule
A payment lands in your Stripe account at once. Stripe pays it out to your bank on its usual schedule, which you can see and change in your Stripe dashboard.
How do refunds work?Our part comes back
Refund in your Stripe dashboard. When you do, our part of that sale comes back to you automatically, in proportion.
What about disputes and chargebacks?In your Stripe
You handle them in your Stripe dashboard, like any Stripe business. If you lose one, tell us and we refund our part of that sale.
Can I sell subscriptions?Yes
Yes. Create the plan once in your Stripe dashboard, then tell the builder what it’s for. A subscription keeps the rate it started on, even if our rates change later.
Can I take payments other ways too?Yes
Yes. Cash, invoices, another processor: we never block it, and nothing in our terms says Stripe only.
Do you handle sales tax?No
No. Lynqly doesn’t calculate, collect or file taxes. Your Stripe account and your accountant are the place for that.
Can people sell through my app?Yes
Yes, as a marketplace: sellers get paid directly into their own Stripe accounts and your commission is collected for you. Ask the builder for sellers and it turns on; you accept the seller terms once in your editor.
Can my phone app sell through Apple and Google?Yes
Yes, with the Mobile App add-on: Apple In-App Purchase and Google Play Billing, feeding the same membership as Stripe. Apple and Google charge their own fees; we take nothing on store sales.
What happens to my rate if I change plans?From that moment
Your rate changes from the moment you switch, never backdated. Rate changes on our side come with 30 days’ notice.
Still have a question? A real person answers.✉ hello@lynqly.comHelp Center →
Your turn

Build the app. Turn on payments. Grow into a marketplace.

Plan it free and see your price first. Connect your own Stripe account when you’re ready to sell.

Start building →

Free to plan · pay per build

Lynqly© 2026 Lynqly · your code, your data, the price up front
You’re responsible for your app’s content, data and compliance.